Last Updated: April 11, 2026
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Goldman Sachs Application Guide (2025): How to Apply Online
How to Apply at Goldman Sachs
Applying at Goldman Sachs is done entirely online through their careers portal. The process is highly competitive, especially for analyst programs, which are the primary entry pipeline for undergraduates and recent graduates. All applications must be submitted at goldmansachs.com/careers. The hiring process from application to offer typically takes 4–8 weeks for analyst programs and 2–4 weeks for operations and technology roles.
Step 1: Visit the Careers Portal
Go to goldmansachs.com/careers and click “Search Open Roles” or navigate to the specific division you’re targeting (e.g., Investment Banking, Sales & Trading, Operations, Technology). You can filter by keyword, location (New York, Dallas, Salt Lake City, San Francisco, Chicago), business division, and experience level. Goldman Sachs also posts opportunities on LinkedIn, Indeed, and through university recruiting programs, but all applications route to their official careers portal.
Step 2: Create or Sign Into Your Profile
First-time applicants must create a candidate profile with your name, email, phone, work authorization status, and education background. You can upload a résumé or paste your CV directly. LinkedIn auto-population is available to speed up the process. Save your profile to apply to multiple roles without re-entering information. Goldman Sachs uses Workday as its ATS (applicant tracking system), similar to most large financial services firms.
Step 3: Complete the Application and Initial Assessment
Each application includes detailed work and education history, leadership experiences, and a short-answer section covering your interest in the specific role and division. Many roles require completion of a situational judgment assessment or numerical reasoning test. Analyst program applications typically include a HireVue video interview—a one-way recorded interview where you respond to standardized prompts within time limits (usually 30–90 seconds per response). Preparation is critical for this stage, as technical roles also assess quantitative reasoning and problem-solving.
Step 4: Technical Assessment (Analyst and Technology Roles)
For Analyst, Technology Analyst, and Technology roles, successful applicants are invited to complete a technical assessment covering programming, data structures, algorithms, or financial aptitude depending on the division. Investment Banking Analyst candidates may receive case study questions or valuation modeling challenges. Operations and Technology candidates face coding assessments on platforms like HackerRank. Typically 1–2 hours long, these assessments serve as a primary screening mechanism and advance approximately 10–20% of applicants.
Step 5: Phone Screen with Recruiter
Qualified applicants receive an email inviting them to schedule a phone screen with a recruiter—typically 20–30 minutes. The recruiter discusses your background, motivation for Goldman Sachs, interest in the specific role and division, and logistical details (visa sponsorship, availability, location preferences). Be prepared to discuss your resume in detail and articulate why you’re interested in investment banking, trading, technology, or operations.
Step 6: Superday Interview
Selected candidates are invited to a “Superday”—an all-day interview event at a Goldman Sachs office (typically 7–10 hours). For analyst programs, Superday involves 3–4 back-to-back interviews with managing directors, vice presidents, and senior analysts. Expect behavioral questions, technical/case questions (investment banking and trading divisions), and culture fit discussions. Food and coffee are provided. You’ll also meet other candidates and tour the offices. Some roles are now conducted virtually due to demand flexibility.
Step 7: Background Check and Offer
Final-round candidates who receive positive feedback move to an offer decision within 1–2 weeks. Conditional offers are contingent on a successful background check and credit review. Goldman Sachs, as a regulated financial services firm, requires federal background checks, criminal history review, and FINRA clearance for some roles. The background check process typically takes 5–10 business days. Once cleared, your start date is set (often within 2–4 weeks for new grads, flexible for laterals).
By the Numbers: Goldman Sachs 2025
Goldman Sachs is one of the most prestigious investment banks globally. Key metrics help contextualize what to expect as an applicant and employee:
| Metric | Value |
|---|---|
| Total Employees Worldwide | ~49,000 |
| U.S. Employees | ~25,000 |
| Headquarters | New York, NY |
| Major U.S. Offices | New York, Salt Lake City, Dallas, San Francisco, Chicago |
| Glassdoor Rating | 3.8/5 (competitive, fast-paced culture) |
| Founded | 1869 |
| Analyst Program Type | Highly selective (analyst pipeline) |
| Entry-Level Analyst Hiring (Annual) | 500–800 analysts globally |
Goldman Sachs Job Positions & Pay Rates
Goldman Sachs’ entry-level hiring is concentrated in three main pathways: the Analyst program (primarily for undergraduates and recent graduates in investment banking, sales & trading, and research), Operations Analyst program (for college hires focused on operations and finance), and Technology Analyst or Associate program (for computer science and engineering graduates). Pay has increased significantly in recent years, with the firm raising first-year analyst compensation to $110K in base + bonus in 2021.
| Position | Base Salary | Typical Bonus (Yr 1) | Total Comp | Path |
|---|---|---|---|---|
| Analyst (Investment Banking, Sales & Trading, Research) | $85,000 | $25,000–$40,000 | $110,000–$125,000 | 2–3 yr program, then exit or MBA |
| Operations Analyst | $60,000 | $15,000–$25,000 | $75,000–$85,000 | Permanent track, advancement to Senior Ops Analyst |
| Technology Analyst / Associate | $90,000 | $20,000–$30,000 | $110,000–$120,000 | Permanent track, advancement to Senior Software Engineer |
| Client Service Associate | $55,000 | $10,000–$18,000 | $65,000–$73,000 | Customer-facing operations role |
| Vice President (post-MBA, 3–4 yr career) | $150,000 | $100,000–$250,000+ | $250,000–$400,000+ | Leadership track |
Goldman Sachs Application Requirements
Goldman Sachs’ minimum requirements reflect their position as a premier global investment bank. Most entry-level roles are explicitly designed for recent college graduates or current undergraduate students in their final year. Unlike retail banking, there are no high school diploma alternatives—a bachelor’s degree is a strict requirement.
- Minimum age: 18 for all positions. Like most U.S. employers, Goldman Sachs does not hire minors, even for administrative roles. Most analyst program hires are 21–23 years old (recent college grads).
- Education: Bachelor’s degree required for all entry-level roles. Analyst program targets undergraduates (final year) and recent graduates (within 1 year of graduation) from top-tier universities. Operations and Technology roles also require a bachelor’s degree; Technology roles prefer computer science, mathematics, physics, or related engineering degrees.
- Background check: Federal background check required. FINRA disclosure requirements apply to roles with client or market access. Securities industry violations, financial crimes, or SEC enforcement actions are grounds for disqualification.
- Credit check: Credit review is conducted for all hires, especially those with access to client accounts or securities trading systems. No specific credit score requirement, but significant unresolved fraud-related history can be disqualifying.
- Work authorization: Must be legally authorized to work in the U.S. Goldman Sachs offers visa sponsorship (H-1B for specialized roles) but prefer U.S. citizens or green card holders for analyst and operations roles due to compliance and security clearance complexity. International hires are possible but require longer onboarding.
- Quantitative aptitude: Expected for analyst and technology roles. Comfort with financial modeling, valuation, data analysis, and programming is assumed during interviews. Most Analyst program hires have coursework in finance, accounting, economics, or mathematics.
- Availability: Analyst program is a 2–3 year commitment (for the program track), then many analysts pursue MBA programs or exit to other firms. Operations and Technology roles are permanent hire tracks. All roles require ability to work long, unpredictable hours during pitch periods, market volatility, or major transactions (60–80 hr weeks are not uncommon for analysts).
Goldman Sachs Interview Process
Goldman Sachs’ interview process is rigorous, structured, and designed to identify high-potential talent who can thrive in a fast-paced, high-pressure environment. The process favors candidates with strong technical skills, demonstrated leadership, and clear motivation for the specific role and division. From application to offer, the typical timeline is 4–8 weeks for Analyst programs and 6–10 weeks for lateral hires.
What to Expect at Each Stage
- Online assessment: HireVue video interview (for analyst program candidates) or situational judgment test. Video interview: you have 30–90 seconds to respond to each prompt (typically 3–5 prompts); no do-overs allowed. Situational judgment covers ethics, teamwork, and decision-making under pressure.
- Technical assessment: Numerical reasoning, programming, or case study questions depending on division. Investment Banking: financial modeling or M&A valuation scenarios. Technology/Engineering: coding problem (LeetCode-style) or data structure challenges. Sales & Trading: numerical reasoning and market knowledge.
- Phone screen: 20–30 minutes with a recruiter discussing background, motivation, and fit. Largely behavioral; the recruiter assesses communication skills and enthusiasm.
- Superday interviews: 3–4 consecutive 30–45 minute interviews with managing directors, VPs, and senior analysts. Mix of behavioral (“Tell me about a time you led a team”), technical (“Walk me through a DCF valuation”), and business questions (“Why investment banking?” “Where do you see yourself in 5 years?”). Final interview often includes a discussion of compensation and start dates.
- Background check: Once offer is extended, a 5–10 business day check is conducted. Clean record is expected; any discrepancies in education or work history are resolved during this phase.
Common Goldman Sachs Interview Questions
- “Tell me about a time you worked on a high-pressure project. How did you perform?”
- “Why do you want to work in investment banking [or your division]?”
- “Describe a time you had to learn something outside your expertise quickly.”
- “Walk me through a recent business news story you’ve followed. How would you have handled it?”
- “What is Goldman Sachs known for, and how does it fit with your career goals?”
- “Explain a recent financial transaction or deal you’ve read about in detail.”
- “How do you handle failure or rejection?”
- “Tell me about your leadership experience and what you learned from it.”
Division-Specific Questions
- Investment Banking: “Walk me through a DCF model. What drives valuation?” “What’s the difference between an IPO and a secondary offering?” “If Company A wants to acquire Company B, how would you structure the deal?”
- Sales & Trading: “What’s the difference between bonds and stocks?” “If you saw a profitable trading opportunity, how would you position your book?” “Explain basis risk in commodity futures.”
- Technology/Engineering: “Design a system to [specific problem].” “Write code to [solve algorithmic challenge].” “Explain your most complex technical project.”
- Operations: “Describe your experience with process improvement or automation.” “How would you optimize a financial settlement process?” “Tell me about a time you identified an operational bottleneck.”
Interview Preparation Tips
Preparation is non-negotiable at Goldman Sachs. Expect to spend 40–60 hours preparing before your Superday. Study for the HireVue by recording yourself answering sample prompts; practice with a mirror or phone camera to manage pacing and eye contact (many candidates practice 3–5 times per prompt). For technical interviews, review financial modeling (DCF, accretion/dilution, LBO models), accounting fundamentals, and recent M&A deals. Technology candidates should solve 50+ LeetCode problems (Medium to Hard difficulty) and understand system design patterns. Read recent business news daily—interviewers expect candidates to discuss current market events or deals intelligently. Research Goldman Sachs divisions thoroughly: know their recent deals, client wins, and strategic initiatives. Business professional attire is mandatory—suit and tie for men, business suit or dress for women. Arrive 15 minutes early. Have specific, thoughtful questions prepared for each interviewer (avoid asking about compensation until the offer stage). During Superday, be personable but professional; network with other candidates and Goldman employees casually—cultural fit matters.
Goldman Sachs Employee Benefits
Goldman Sachs offers a competitive and comprehensive benefits package that ranks among the highest in financial services. The firm increased entry-level analyst compensation significantly in recent years and emphasizes employee wellness, diversity, and long-term career development. Even by investment banking standards, Goldman Sachs’ benefits are generous.
| Benefit Category | Analyst Program | Permanent Hire (Ops, Tech) | Details |
|---|---|---|---|
| Health Insurance | Yes | Yes | Medical, dental, vision; multiple plan tiers; employee pays modest premium |
| 401(k) with Match | Yes | Yes | Up to 5% employer match; immediate vesting |
| Paid Time Off | 15 days | 20+ days | Flexible time off culture; unlimited for senior roles |
| Parental Leave | 20 weeks (paid) | 20 weeks (paid) | Inclusive of all caregivers (primary and secondary); gender-affirming care policy |
| Tuition Reimbursement | Yes | Yes | Up to $10,000/yr for eligible programs (MBA, certifications) |
| Wellness Stipend | $1,000/yr | $1,000/yr | For gym memberships, fitness classes, wellness programs |
| On-Site Wellness Centers | Yes | Yes | Fitness centers, meditation rooms, mental health support at major offices |
| Mental Health Support | Yes | Yes | EAP, counseling services, mental health days, destigmatization initiatives |
| Life Insurance | Yes | Yes | Basic life insurance (typically 2–3x salary); supplemental available |
| Disability Insurance | Yes | Yes | Short- and long-term disability coverage |
| Commuter Benefits | Yes | Yes | Pre-tax commuter transit benefits (NYC, major cities) |
Goldman Sachs Diversity, Equity & Inclusion
Goldman Sachs has publicly committed to diversity hiring and advancement. The firm targets representation across race, gender, sexuality, and socioeconomic background. Recent initiatives include gender pay equity studies, LGBTQ+ resource groups, sponsorship programs for underrepresented minorities, and robust anti-discrimination policies. Analysts report a mixed culture—the firm is competitive and meritocratic, but work-life balance remains challenging during peak periods. Women and underrepresented minorities often cite strong mentorship and explicit diversity sponsorship as key to advancement.
Goldman Sachs Career Development & Mobility
Career progression at Goldman Sachs depends on the role type. Analyst program hires typically work for 2–3 years before exiting to business school (MBA) or moving to other firms. Operations and Technology analysts can develop into senior roles and leadership positions. Promotion cycles are formal (annual or semi-annual). The firm has developed an MBA partnership network and actively encourages analysts to attend top schools (Harvard, Stanford, Wharton, Columbia, etc.); many firms provide MBA sponsorship or recruiting partnerships. Lateral mobility across divisions is possible but less common than internal promotions.
| Role | Years to Reach | Compensation Range (Total) |
|---|---|---|
| Analyst (Year 1) | 0 | $110,000–$125,000 |
| Analyst (Year 2–3, Post-MBA entry) | 2–3 | $200,000–$300,000+ |
| Associate / Vice President | 3–5 | $250,000–$400,000 |
| Senior Analyst (Ops, Tech) | 2–3 | $120,000–$160,000 |
| Manager / Director (Ops, Tech) | 5–7 | $200,000–$350,000 |
| Managing Director | 10+ | $500,000–$2,000,000+ |
Frequently Asked Questions
What is the minimum age to work at Goldman Sachs?
The minimum age to work at Goldman Sachs is 18. Unlike some retail employers that hire 16-year-olds, Goldman Sachs—as a regulated financial services firm—does not hire anyone under 18 due to securities industry regulations and the complexity of compliance requirements. Most analyst program hires are 21–23 years old (recent college graduates).
Does Goldman Sachs hire people without a college degree?
No. A bachelor’s degree is a strict requirement for all entry-level roles at Goldman Sachs. Unlike some large corporations that have created no-degree-required career paths, Goldman Sachs’ business model and regulatory environment require undergraduates. There are no analyst, operations, or technology positions available without a degree. This is a hard filter in their applicant tracking system.
What is HireVue and how do I prepare for Goldman Sachs video interviews?
HireVue is a one-way video interview platform used by Goldman Sachs in the initial screening phase. You receive a link via email, log in, and respond to 3–5 questions with 30–90 seconds per response (recorded). There are no do-overs—once you start recording an answer, you cannot re-record. Preparation is critical: practice answering sample prompts using a smartphone or computer camera, aim to fill the time without rambling, maintain eye contact with the camera, and smile naturally. Common prompts include “Tell us about yourself,” “Why Goldman Sachs?,” “Describe a challenge you overcame,” and “Why this specific division?” Record yourself 5+ times per question to build confidence. Dress professionally even though it’s a video—the camera captures your attire, and psychology shows you perform better when dressed professionally.
How much do Goldman Sachs analysts make in their first year?
Goldman Sachs first-year analysts earn approximately $110,000 in total compensation (base + expected bonus). The base salary is $85,000, with a year-end discretionary bonus that typically ranges from $25,000–$40,000 depending on division, firm performance, and individual performance. This represents a significant increase from historical analyst pay and reflects the firm’s commitment to competitive entry-level compensation. Bonus structure can vary: some years bonuses are lower if the firm underperforms; in strong years, they can exceed $50,000.
What is the Superday process at Goldman Sachs?
Superday is an all-day interview event where selected candidates visit a Goldman Sachs office (usually 7–10 hours) for 3–4 consecutive interviews. You’ll meet with managing directors, VPs, and senior analysts from your target division. Expect a mix of behavioral questions (leadership, motivation), technical questions (financial modeling, data analysis, coding for tech roles), and case studies. Breakfast, lunch, and coffee are provided. The firm often includes an office tour and time to network with current employees. After-hours events or dinners may also be part of the Superday. Success is measured on technical knowledge, communication, fit with the culture, and interpersonal skills.
Does Goldman Sachs sponsor visas for entry-level analysts?
Goldman Sachs can sponsor H-1B visas for specialized roles, particularly Technology and Research positions where specific expertise is difficult to find in the U.S. market. However, the analyst program—especially in investment banking and sales & trading—strongly prefers U.S. citizens or green card holders. International students can apply, but they face additional scrutiny and delays due to FINRA compliance and visa processing. Visa sponsorship is possible but not guaranteed, and it adds 2–4 weeks to the onboarding timeline.
What happens after the Goldman Sachs analyst program ends?
The analyst program is typically a 2–3 year role, not a permanent position. After 2–3 years, analysts are expected to exit. Common paths include: (1) MBA programs at top schools (Harvard, Stanford, Wharton, etc.); (2) moving to another financial institution in a more senior role; or (3) transitioning to a different industry (tech, consulting, private equity). Many analysts return to Goldman Sachs after their MBA as an associate or VP. Some stay as senior analysts or move into operations or trading roles, but most analysts are designed as a pipeline to MBA programs and lateral moves, not long-term careers.